Terms of Service

Last updated: December 2024

Acceptance of Terms

By accessing and using the website mjworkbook.online and the services provided by mjworkbook B.V., you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our website or services. These terms constitute a legally binding agreement between you and mjworkbook B.V., a private limited company registered in the Netherlands with registration number 46037551.

Company Information

mjworkbook B.V. is a Dutch private limited company specializing in capital markets and legal services. Our registered address is Kerkstraat 153, 1379 VH Almere, Netherlands. We are registered with the Dutch Chamber of Commerce under number 46037551 and our VAT number is NL780385223B09. We operate under Dutch law and European Union regulations applicable to financial and legal services.

Services Description

mjworkbook provides professional capital markets advisory services, legal and compliance support, and financial analysis services to businesses and professionals. Our services are provided on a professional basis and are subject to separate service agreements. The information on our website is for general informational purposes and does not constitute professional advice unless specifically provided under a formal service agreement.

User Obligations

When using our website and services, you agree to provide accurate and complete information, use our services only for lawful purposes, respect the intellectual property rights of mjworkbook and third parties, not attempt to gain unauthorized access to our systems or data, and comply with all applicable laws and regulations. You are responsible for maintaining the confidentiality of any account information and for all activities that occur under your account.

Intellectual Property

All content on the mjworkbook website, including text, graphics, logos, images, and software, is the property of mjworkbook B.V. or its licensors and is protected by Dutch and international copyright laws. You may not reproduce, distribute, modify, or create derivative works from our content without express written permission. The mjworkbook name and logo are trademarks of mjworkbook B.V. and may not be used without our prior written consent.

Professional Services Terms

Professional services provided by mjworkbook are subject to separate written agreements that will specify the scope of work, fees, deliverables, and other terms specific to each engagement. These Terms of Service govern the use of our website and general interactions, while service-specific terms will govern professional engagements. In case of conflict between these general terms and specific service agreements, the service agreement terms will prevail.

Privacy and Data Protection

Your privacy is important to us. Our collection, use, and protection of personal data is governed by our Privacy Policy, which forms part of these Terms of Service. By using our services, you consent to the collection and use of your information as described in our Privacy Policy. We comply with the General Data Protection Regulation (GDPR) and Dutch data protection laws.

Limitation of Liability

To the maximum extent permitted by Dutch law, mjworkbook B.V. shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or business interruption, arising from your use of our website or services. Our total liability for any claims arising from these terms or your use of our services shall not exceed the amount paid by you for the specific service giving rise to the claim, or €1,000, whichever is lower.

Indemnification

You agree to indemnify, defend, and hold harmless mjworkbook B.V., its directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses arising from your use of our services, your violation of these terms, or your violation of any rights of third parties. This indemnification obligation will survive the termination of these terms.

Termination

mjworkbook reserves the right to terminate or suspend your access to our website and services at any time, with or without cause, and with or without notice. You may terminate your use of our services at any time by discontinuing use of our website. Upon termination, your right to use our services will cease immediately, but the provisions regarding intellectual property, limitation of liability, indemnification, and governing law will survive termination.

Disclaimers

Our website and services are provided "as is" and "as available" without any warranties of any kind, either express or implied. mjworkbook disclaims all warranties, including but not limited to merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that our services will be uninterrupted, error-free, or secure. Any reliance on information provided through our website is at your own risk.

Force Majeure

mjworkbook shall not be liable for any failure or delay in performance under these terms that is due to fire, flood, earthquake, pandemic, government action, war, terrorism, or other causes beyond our reasonable control. In such circumstances, we will use reasonable efforts to mitigate the impact and resume normal operations as soon as possible.

Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the Netherlands, without regard to its conflict of law provisions. Any disputes arising from these terms or your use of our services shall be subject to the exclusive jurisdiction of the competent courts in Amsterdam, Netherlands. If any provision of these terms is found to be unenforceable, the remaining provisions will continue in full force and effect.

Changes to Terms

mjworkbook reserves the right to modify these Terms of Service at any time. We will notify users of material changes by posting the updated terms on our website and updating the "Last updated" date. Your continued use of our services after such changes constitutes acceptance of the new terms. We encourage you to review these terms periodically to stay informed of any updates.

Contact Information

If you have any questions about these Terms of Service, please contact mjworkbook B.V. using the information provided below. We will respond to your inquiries during our business hours and work to address any concerns you may have.

Contact Details

Company: mjworkbook B.V.
Address: Kerkstraat 153, 1379 VH Almere, Netherlands
Email: [email protected]
Phone: +31 70 274 6737
Business Hours: Monday - Friday, 10:00 AM - 3:30 PM (CET)

Severability

If any provision of these Terms of Service is deemed invalid, illegal, or unenforceable by a court of competent jurisdiction, such provision shall be modified to the minimum extent necessary to make it valid and enforceable, or if such modification is not possible, such provision shall be severed from these terms. The validity, legality, and enforceability of the remaining provisions shall not be affected or impaired.

Entire Agreement

These Terms of Service, together with our Privacy Policy and any specific service agreements, constitute the entire agreement between you and mjworkbook B.V. regarding the use of our website and services. These terms supersede all prior or contemporaneous communications and proposals, whether oral or written, between you and mjworkbook regarding the subject matter of these terms.